Charges and you may fees
The conditions and terms to the mortgage loans require that you discovered normal salary, societal shelter or your retirement payments and employ DNB as your informal financial.
Calculation from effective rates
BLU Initiate:Loan amount NOK dos 000 100000 up to 85 % away from market price. Nominal interest step 3.39 % p.a great. Annuity financing having energetic rate of interest step three,52 % p.a great. and additionally top-avoid payment NOK step 3 190 and you can instalment payment NOK 65. Rates NOK 990 890, complete NOK dos 990 890 over twenty five years.
Loan amount NOK dos 100000 one hundred thousand, affordable interest rate 4.69 % p.a. getting 3 year fixed rate. Annuity mortgage which have effective rate of interest cuatro.87 % p.a great. together with top-prevent fee NOK step 3 190 and you will instalment fee NOK 65. Costs NOK 1 422 590, totalt NOK 3 422 590 more than 25 years.
Car finance to possess young adults with downpayment 35 % or higher:Loan amount NOK 150 one hundred thousand up to 65 % out-of purchase price. Annuity loan with affordable interest rate 4.74 % p.a beneficial., active interest rate 6.54 % p.a great. including front-end commission NOK 2 500 and you will instalment commission NOK 65. Prices NOK 25 484, full NOK 175 484 more than five years.
Loan amount NOK 50 100000. Moderate interest rate % p.a great. Annuity loan that have energetic interest rate % p.good. and side-end percentage NOK five hundred and you can instalment payment NOK 50. Total price NOK 68 777 more 5 years.
Fixed-rates mortgage loan Tale:Amount borrowed NOK dos 100000 one hundred thousand, nominal interest rate 4.69 % p.good. having step three seasons repaired rates. Annuity mortgage which have active rate of interest cuatro.87 % p.a. and additionally front side-end commission NOK 3 190 and instalment commission NOK 65. Pricing NOK 1 422 590, totalt NOK step three 422 590 over twenty five years.
Auto loan Tale and Tale Rare metal which have thirty five % deposit:Loan amount 150 100000 NOK around 65 % off cost. Annuity financing that have moderate rate of interest cuatro,74 % p.an effective., productive rate of interest six.49 % p.an effective. along with front-stop commission NOK 2 300 and you can instalment commission NOK 65. Cost NOK twenty-five 259, full NOK 175 259 more than five years.
Tale Liquidity reserve:Loan amount NOK 70 one hundred thousand. Nominal interest %, energetic interest % in addition to front side-avoid fee NOK 500. Costs NOK 4 574, full NOK 74 574 more than 12 months.
Real estate loan up to 75 % of ount NOK 2 100 100000, around 75 % off market price. Moderate rate of interest 4,30 % p.good. Annuity loan which have active rate of interest 4,forty five % p.good. in addition to side-avoid percentage NOK step 3 190 and you may instalment fee NOK 65. Pricing NOK 1 286 390, total NOK 3 286 390 more than 25 years.
Family security credit line:Loan amount NOK dos one hundred thousand 000, to 75 % from market price. Moderate interest rate 4,30 % p.a great. Annuity loan that have productive interest cuatro,45 % p.an effective. plus front side-end commission NOK step 3 190 and instalment payment NOK 65. Pricing NOK step one 286 390, overall NOK step 3 286 390 more 25 years..
Fixed-speed mortgage loan:Amount borrowed NOK 2 100 000 doing 75 % from market price. Nominal rate of interest 4.74 % p.an excellent. for step three seasons fixed rate several months. Annuity mortgage which have productive interest rate cuatro.ninety five % p.a beneficial. including front side-end fee NOK step 3 190 and you will instalment percentage NOK 65. Pricing NOK step one 439 690, overall NOK step three 439 690 more 25 years.
Eco-friendly home loan:Amount borrowed NOK 2 100000 one hundred thousand around 85 % out-of market price. Nominal interest 3.39 % p.an excellent. Annuity financing which payday loans Aliceville have effective rate of interest step three.52 % p.a. and additionally top-prevent commission NOK 3 190 and you will instalment commission NOK 65. Pricing NOK 990 890, totalt NOK 2 990 890 more than twenty five years.